A Complete Guide to Health Insurance: What You Need to Know
A Complete Guide to Health Insurance: What You Need to Know Health insurance is one of the most important tools for protecting yourself and your family from the high costs of medical care. Whether it's a routine check-up, an emergency surgery, or ongoing treatment for a chronic illness, health insurance helps reduce financial stress and ensures access to necessary care. In this article, we'll break down what health insurance is, how it works, and how to choose the right plan for your needs. What is Health Insurance? Health insurance is a contract between an individual (or a group) and an insurance provider that covers part or all of the costs of medical care. In exchange for a regular premium, the insurer agrees to pay for medical expenses covered under the policy. This can include doctor visits, hospital stays, prescription drugs, mental health services, preventive care, surgeries, and more—depending on the plan. Why Health Insurance is Important Financial Protect...